return to owner
the five-dimension read
Five questions. One reading.
This is a directional read, not the full instrument. It takes 90 seconds.
debt
Can the business service its debt from operations, with no cash injected by the owner?
Yes, comfortably
Only in good months
The owner injects cash to cover it
working capital
If a large receivable paid 60 days late, would payroll still clear?
Yes, payroll is insulated
Yes, but it would be tight
No, payroll would be at risk
retirement
Is the business funding the owner's retirement on a defined schedule, separate from the business itself?
Yes, on a defined schedule
Some contribution, no schedule
The business is the retirement plan
lifestyle
Does the owner draw a consistent market-rate income, or take what is left?
Market rate
Inconsistent
What's left
exit
If the owner stepped out for 90 days, would the value of the business hold?
Yes, the business runs itself
Mostly, with some erosion
No, value would drop fast
Read the instrument →
CONTENDED
See which dimensions, and what to do first.
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We send the dimension-by-dimension reading and your recommended next step. Nothing else.
The full instrument reads eleven inputs behind these five and prescribes the sequence. That happens with an analyst.
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